As two of the engine mounts had suffered from heat damage in the July fire aboard, they needed to be replaced. I saw my engineer, Anthony was working at St Anthony and asked him when he wanted to jo the job, he was keen to get the job done. So I removed the saloon table and the bathtup(under cockpit floor locker) aft of the engine over the weekend.
Anthony came on Monday morning and moved Elektra’s engine forward into the saloon, I had some fire insulation to make good in the engine compartment before the engine could go back in. And Anthony was going to do a repair on the heat exchanger and engine water pump before the engine would be ready to go back in.
I got the insulation done on the Thursday and Anthony came back on the next Monday 3rd November to replace the engine mounts and refitted the engine. While aboard he did the normal engine service.
The invoice arrived by email on the 7th and I paid the same day, next day I sent the invoice for replacement mounts to the insurance and my insurance paid 86% of the amount on the 11th November having closed the insurance claim.
I hear lots of talk about marine insurance on social media, most owners seem to be more concerned about how much premium they are paying. But really the proof of the pudding is in the eating. I had no idea when I claimed for the fire aboard Elektra what it would be like, but I am really happy with the way my insurance “Beazley” handled my claim. It seemed slow while waiting but not in reality, I had back 100% of labour costs and 70% of replacement parts costs, which amounted to 86% of the total, and they paid this just 7 weeks after the fire. With the final closing balance arriving in my bank 4 days after I sent the receipted invoice.
Love Sailing 